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Here's what to expect after applying for FEMA assistance

According to FEMA, an eligibility decision is made after an inspector looks at disaster-damaged areas of your home and reviews your records.
Credit: AP
People work at FEMA headquarters, Thursday, Sept. 29, 2022, in Washington. (AP Photo/Evan Vucci)

TAMPA, Fla. — As communities and residents across Florida recover from Hurricane Milton, individual assistance is available through the Federal Emergency Management Agency. But how long does it take for FEMA to officially approve applicants?

According to the agency's website, an eligibility decision is made within 10 days after an inspector looks at disaster-damaged areas of your home and reviews your records.

Once you apply for assistance, you'll be contacted by the inspector to schedule an appointment. You'll also be asked about any accommodations and services, such as translation and ASL interpreters.

Before the inspector makes a visit, it's important that you gather essential documents and records:

  • Photo identification
  • Proof of ownership or occupancy
  • A list of occupants living in the home at the time of the disaster
  • All disaster-caused damage to the property
  • Insurance policy
  • Photos of the damage or repair receipts, if you have them

Once the inspection is done and you receive the eligibility letter, FEMA says to read it thoroughly as there may be additional steps involved to continue with the process.

If you are eligible for assistance, you may receive a U.S. Treasury check or direct deposit based on what you selected during your application, the agency says.

If your application was denied, here's a guide on what you can do next.

For more information on how to apply for FEMA assistance, click or tap here.

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